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First Capital

Accounts: First Capital


First Capital


  • Minimum balance to open = $10,000.


  • Earn interest on your checking account balances in excess of $10,000

Rate Tiers:

  • No. 5     $10,000 to 24,999.99
  • No. 4     $25,000 to 49,999.99
  • No. 3     $50,000 to 249,999.99
  • No. 2     $250,000 to 899,999.99
  • No. 1     $900,000 or more  
Transaction Limitations
  • You may make no more than six (6) preauthorized withdrawals, automatic or telephone transfers, checks, drafts or other similar transactions from your account per month. If you exceed the transfer limitations, your account may be subject to closure by First State Bank.

  • No service charge unless balance falls below $10,000.
  • If balance falls below $10,000 on any day in the statement cycle, your account will be subjected to a $15 service charge for that statement cycle.
  • An excessive item charge of $5.00 will be assessed for each transaction in excess of six (6) per calendar month.


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