* You may make no
more than six (6) preauthorized withdrawals, automatic or
telephone transfers, checks, drafts or other similar
transactions from your account per month. If you exceed the
transfer limitations, your account may be subject to closure by
First State Bank.
**IMPORTANT NOTE ABOUT THE AMOUNT OF INTEREST YOU EARN: Your
Real Saver account will be linked to your Reward Checking
account. Linking causes the interest earned in Reward Checking
to automatically be deposited into your Real Saver account when
paid monthly. Currently, our Reward Checking account pays a
higher interest rate than Real Saver accounts on balances up to
$15,000 (this will be lowered to $10,000 on Jan. 1, 2014).
Therefore, customers with Reward Checking balances less than
that amount will earn LESS interest by opening a Real Saver