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Freedom Checking (Personal)


  • Minimum balance to open $1.00


  • No monthly service charge fee
  • No minimum balance requirements
  • Free Online Banking
  • First State Bank will refund up to $30.00 per statement cycle for ATM charges when you turn in your original ATM withdrawal receipt within 30 days of the charge, at any one of our four (4) loactions


  • Paper Statement Fee: If you choose to recieve your monthly statement by mail, your account will be subject to a $5.00 paper statement fee for that statement cycle.