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Regular Checking (Personal)

Signing Checks


  • Minimum balance to open - $200


  • Free online banking           
  • First State Bank will refund up to $30.00 per statement cycle for ATM charges when you turn in your original ATM withdrawal receipt within 30 days of the charge, at any one of our four (4) locations  


  • If your balance falls below $500.00 on any day in a statement cycle, your account will be subject to a $7.00 service charge for that statement cycle.
  • No monthly service charge for consumers over the age of 62 upon request
  • No monthly service charge for full time students upon request