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First Capital Account (Business)

Requirements:

  • Minimum balance to open $10,000
  • No more than six (6) preauthorized withdrawals, automatic or telephone transfers, checks, drafts, debit card or other similar transactions from this account per month or statement cycle.

Benefits:

  • Interest rates comparable to money market funds*
  • Interest on savings when you maintain a $10,000 balance in your savings account each day*
  • Interest compounded and credited monthly*
  • Free online banking

Rate Tiers:

  • No 1..................$10,000 to 24,999.99
  • No 2..................$25,000 to 49,999.99
  • No 3..................$50,000 to 249,999.99
  • No 4..................$250,000 to 899,999.99
  • No 5..................$900,000 or more

Fees:

  • If your balance falls below $10,000 on any day during the statement cycle, your account will be subject to a $15 service charge for that statement cycle.
  • An excessive item charge of $5 will be assessed for each debit transaction (withdrawal, check paid, automatic or transfer or payment) in excess of six (6) per month or statement cycle.

*See a New Account Representative for current rates and account details